Practicing since 2013
Fee-only fiduciary
Naples, Florida
"A practice without principles is a series of opinions. A practice with principles is a way of working that holds up across markets, decades, and surprises."
Every Corso Wealth engagement is shaped by a small set of operating beliefs. They are not slogans — they are the conclusions of more than a decade of seeing the same decisions made well and badly.
Decisions about when to convert, how to draw income, and what to defer come before any portfolio implementation. A portfolio without a plan is a guess in expensive clothing.
Most retirement mistakes are not investment mistakes. They are sequencing mistakes, tax-timing mistakes, and coordination failures — problems that the cleverest portfolio cannot solve after the fact.
Related · Issue 16 The Advisor Who Got You Here →A clear recommendation with named next steps is worth more than a forty-page projection. The goal is for clients to know, every quarter, exactly what they should be doing — not to admire a model.
Comprehensive plans that no one acts on are a particular kind of failure: the work looks done, but the household is no further along than it was before. Decision-readiness is the test.
Related · Issue 13 The Cost of Waiting for Certainty →Tax decisions get modeled across the full retirement horizon, not optimized for the current calendar year. The "tax savings" that look good in April often cost more by July of the year RMDs begin.
Bracket-filling, Roth conversion sizing, and capital gains timing are best understood as multi-decade choices — not annual ones. A 15-year tax model usually tells a different story than a 12-month one.
Related · Issue 18 The Quiet Window →The edge of this practice is not any single tax move or investment decision. It is the discipline of coordinating CPA, estate attorney, Medicare, Social Security, withdrawal sequencing, and portfolio — together, every year.
Most households have good professionals working on individual pieces. What they lack is someone whose job is to make sure those pieces add up. That job is the work.
Related · Issue 15 The Premium That Remembers →The goal is not to be perfect. It is to avoid the irreversible mistakes — claiming Social Security at the wrong age, missing the conversion corridor, naming the wrong beneficiary — that quietly compound over decades.
A retirement plan that misses by a little, in the right direction, is far better than one that aims at perfection and misses the wrong way. Asymmetric outcomes deserve asymmetric attention.
Related · Issue 14 The Check That Lasts Thirty Years →The years between retirement and Required Minimum Distributions are often a household's lowest-income years — and the most valuable for shifting taxable IRA dollars into tax-free Roth dollars.
This window is a non-repeating resource. Every year of inaction consumes a year of optionality. The cost of waiting is not abstract; it is denominated in dollars that will eventually be taxed at someone's higher marginal rate.
Related · Issue 10 The Roth Conversion Window Most People Miss →The order in which markets deliver returns matters more than the average return itself — especially for retirees drawing income. A bad first decade can wreck a retirement that a good average return would otherwise sustain.
This is why portfolios designed for accumulation often fail in distribution. The math is different. The design has to be different too.
Related · Issue 20 The First Five Years →Retirement decisions are downstream of identity shifts — the loss of a professional role, the discomfort of delegating after decades of competence, the inability to give yourself permission to spend.
A plan that ignores the psychological layer is a plan that quietly gets overridden. The work surfaces those forces before they redirect the strategy.
Related · Issue 11 The Stranger in the Mirror →If you want to talk through how they would apply to your situation, the first step is a free intro call.
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